Santander will not tolerate the use of bribery in any aspect of its business.  We are committed to meeting the expectations of applicable anti-bribery legislation in the markets and jurisdictions in which we operate, including (but not limited to) the UK's Bribery Act 2010, consistent with our policy of promoting and maintaining an ethical business culture.  Santander expects its employees and third parties with whom it conducts business to comply fully with this expectation when performing any form of service on our behalf.