Business Current Accounts

About Santander UK

Helping our customers at the moments that matter most

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

2023 Highlights

14 Million

active customers

£175.2bn

mortgage stock  
(2022: £187.1bn)

48%

cost-to-income ratio 
(2022: 47%)

2.20%

Banking NIM
(2022: 2.06%)

7 million

digital customers

77%

digital mortgage retention

£2,149m

profit before tax
(2022: £1,894m)

15.2%

CET1 capital ratio  
(2022: 15.2%)

£794m

in savings to date from our transformation programme from £1bn investment   
 

Green Homes Report

published 'Buying into the Green Homes Revolution'

Carbon Neutral

in our own operations

1.49%

stage 3 ratio  
(2022: 1.24%)